LOAN BOOK ANALYSIS AND SECURITIZATION

 At Specter, we use real time analytics to generate a transparent securitization programme.

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We gain deep insight into the performance of your loan book using real time data, advanced analytics and innovative data science.

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We then use this analysis to create, optimise and monitor your securitization programme.

ANALYSE AND SECURITIZE

Our web-based solution provides loan originators the necessary tools to

assess what's important.

REAL TIME

LOAN BOOK

ANALYTICS

Specter uses data science and machine learning to gain insight into your loan book. By connecting to our API your data can be assessed and interrogated with our easy to use interface.

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This gives you relevant and real time analysis for confidence in your operations and funding.

CREATING A LOAN POOL FOR SECURITIZATION

Choose your loan pool criteria and export selected loans to your Series loan pool. Estimate their performance in an instant using the latest predictive analytic tools.

Based on the forecast cash flows from the loan pool, Specter can optimize the Note issuance. With a click of a button you can issue a series of Asset Backed Notes.

DELIVER REAL TIME PERFORMANCE TO INVESTORS

Specter provides independent daily monitoring of the underlying loan pool comparing actual against forecast performance.

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Via login access Investors can view selected key performance metrics for their Note holding, enabling them to make decisions quickly.